Treasurer Jim Chalmers announced a significant overhaul of the government’s proposed Division 296 tax, the measure designed to reduce superannuation tax concessions for individuals with very large super balances. The changes mark a clear shift in policy direction – softening some of the most controversial features of the original proposal and introducing a more graduated, […]
Sebastian specialises in providing Personal and Business Wealth Protection (Life and Disability Insurance) advice for professionals, entrepreneurs, and business owners. With over 15 years in financial services, together with experience in many different business sectors, Sebastian has a strong knowledge of diverse insurance requirements and personalised solutions. Sebastian is dedicated to assisting his clients in […]
Minny is a Chartered Accountant and SMSF specialist. She has over 15 years’ experience in the Private Business and Family advisory team specialising in Self-Managed Superannuation. Minny predominately works with high-net worth families and enjoys getting to know them and their next generation to tailor her service based on their needs. Striving to achieve the […]
Rachna is a Client Director in the Private Business and Family Advisory team with over two decades of professional experience. While she started her career in audit and taxation, she has been a specialist accredited Family Business Adviser for more than ten years and thrives on supporting family groups to manage and grow their wealth […]
Key points Your family philanthropy strategy starts with getting all family members on the same page Research and choose the right causes together, to ensure your goals are aligned Deciding on the appropriate philanthropic structure is complex but crucial for effective giving. Building a wealth management plan is complex – the cornerstone of any plan […]
As Australia’s aged care system evolves to meet the growing needs of our ageing population, significant reforms to aged care fees are set to take effect from 1 July. These changes aim to improve the financial sustainability of the sector, with over 40% of aged care providers currently operating at a loss. For families supporting loved ones […]
This article was first published in The West Australian. Key points The median age for divorce continues to rise, bringing with it complex financial concerns Those with a self-managed superannuation fund can face complicated asset division Advisers can provide valuable support in navigating the intricacies of divorce and SMSFs As anyone who has faced the […]
Trusts are a flexible and tax effective structure that are ideal for building passive wealth. With close to 1,000,000 registered trusts in Australia (per the ATO data) there are several key advantages, but these need to be balanced with the cost and additional administration of operating a trust structure. Key advantages Key principal advantages of […]
Key points What are Special Disability Trusts (SDTs) and how do they work. The financial benefits of SDTs ranging from tax benefits and exemptions from asset and income tests. The need for professional support in establishing a SDT. Caring for a loved one with a severe disability is deeply personal, requiring carers and families to […]
Key points What is estate planning? The importance of having an estate plan in place If you do have plans in place, you should review their effectiveness As you create your 2025 “to do list”, be sure to include estate planning. But first, what is estate planning? Estate planning involves preparing your financial situation in […]
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