Personal superannuation

Get the most from your superannuation with expert advice that helps you capitalise on your super as a wealth creation tool and sets you up for a comfortable retirement.

A comfortable retirement

Effective superannuation management sets you up for a comfortable and financially secure retirement while enabling you to help other family members over time and plan for the transfer of wealth across generations. Yet, your superannuation can easily diminish due to escalating administration fees, poor performing markets or economic uncertainty.

If you’re seeking greater control over the funds you save for retirement, self-managed super funds can help you maximise your personal wealth and secure an effective income stream for your later years. Our experienced advisors can help you structure your super to achieve the best possible tax and financial outcomes while remaining compliant with complex superannuation laws.

The value of expert super advice

Maximise access to superannuation tax concessions
Minimise tax risks and the negative impacts of higher fees
Use small business CGT concessions in superannuation planning
Maintain consistency and integration with broader estate plans
Implement complex transactions in compliance with legal requirements
Protect your assets using a superannuation structure

Who can benefit from super advice?

High net worth individuals with larger existing superannuation assets
High net worth individuals with discretionary spending capacity
Individuals who undertake complex transactions capable of being structured in whole or part through a super fund, including as business startups, property development and joint investments
Smaller professional firms seeking expert advice to enhance their in-house capability

Self Managed Superannuation Funds (SMSF)

Whether you need help with an SMSF audit, setting up a SMSF, managing your SMSF, tax planning services, SMSF compliance and administration or technical support, we can help, with services including:

SMSF establishments
Preparation of financial statements and annual returns
Administration of SMSFs
SMSF compliance
SMSF audits
SMSF Trust Deed Updates
Limited Recourse Borrowing Arrangements
Tax Planning Services and Consulting

How can we help?

Self managed superannuation funds (SMSF)

Our advisors will guide you through the entire SMSF process, covering:

Establishment and structuring of your self-managed funds
Maintenance of accounting records and tax history of investments
Management of quarterly taxation obligations
Annual audits
Fund compliance
Advice on permitted investments and appropriate funding levels
Assistance with the taxation of funds before and after retirement
Assistance with ATO reviews and audits

Retirement and estate planning

Your optimum retirement plan addresses personal, family and estate planning goals. Whether you have a SMSF or other super fund, our advisors can assist with:

Incorporating superannuation into your estate plan
Development of the estate plan with your legal counsel
Taxation of funds, pensions and lump sum benefits
Management of tax cost benefits to you and your family

Pension administration

When planning for retirement, it is important to identify the most appropriate mix of pre and post retirement benefits to draw from your superannuation funds to meet your individual needs.

Our experienced advisors have an in-depth knowledge of different styles of pensions and can pay pensions where required. The administration skills we have developed in this specialist area of superannuation services ensures our clients are confident their personal needs and trustee obligations are equally met.

Family law

Our knowledge of superannuation funds along with our in-depth understanding of superannuation legislation allows us to assist separating parties and their lawyers in dealing with superannuation aspects of Family Law settlements. We can assist with: