Superannuation is one of our key industry specialisations. We can provide you with the benefit of our extensive experience, advising trustees, members and employers. Our experience covers all segments of the industry, including self-managed funds, administration, employer obligations, personal retirement planning and estate planning.

We have specialists providing consulting services in an increasingly complex and changing environment.

• Superannuation strategies;
• Administration of self managed super funds;
• Retirement planning;
• Pension administration;
• Estate planning;
• Employer Superannuation Obligations;
• Employer termination and Redundancy payments;
• Compliance Consulting.

Superannuation services for our CPN members
Superannuation for professionals

We can assist you with formulating tax effective contribution strategies taking account of current accumulated balances, previously received benefits and applicable Reasonable Benefit Limits.

Changes to work test rules from 2004 have created additional strategies for accumulating more wealth in a lower tax environment, for both working and non-working individuals. Opportunities can be created to double the allowable deduction limits currently available.

The proposed introduction of contribution splitting from 1 January 2006 will benefit individuals with spouses to manage excess benefits or allow their spouses to access concessionally taxed benefits not previously available.

Superannuation for clients

We can deliver practical advice to your clients when required. This includes information on the application of current investment restrictions and prohibitions applying to Self Managed Superannuation Funds, including permitted related party transactions, and the limitations of geared and leveraged fund investments. We are also able to assist your clients with formulating their contribution strategies to acquire investments within the fund.

Superannuation tax benefits

We can also assist you or your clients in choosing the optimum combination of retirement benefits, tailored to each individual's circumstances. Our superannuation group has access to the expertise of our Tax Consulting division to ensure your clients receive the best advice available.

Submissions to ATO

We have established a strong relationship with the ATO, and can assist you or your clients with preparing and making submissions to the ATO, including: arms length income determinations in respect of fund investments in private companies; SGC reviews.

Retirement planning - pensions

We can advise you and your clients on retirement planning. We provide advice on the style of pension that suits the individual and considers the liquidity of current fund assets, and we can prepare documentation to commence and maintain a pension.

We have relationships with actuarial firms to provide support and technical advice on pension structuring and provide solvency certificates where required.

Splitting superannuation in divorce

Advising clients on how to split their superannuation during a divorce is a sensitive matter. Our Superannuation group has experience in this area of superannuation and can work with you or your client in achieving a tax effective outcome. We can arrange valuation certificates for members of defined benefit funds if required.

We can advise you or your clients on what to do to make a split work effectively and also the required procedures and processes that need to be followed.

We know how superannuation funds work, the tax rules etc

We have extensive experience working with a variety of superannuation funds. We understand how they work and the legislative framework that govern them.